All Inclusive Holiday Guide

This year the winter seems to be dragging along for a lot longer than normal, it is heading towards the end of February and it is still snowing, raining every day and generally feeling miserable. It is times like this my thoughts turn to exotic holidays, the secluded beach on the tropical island, the sun shining down on my skin and the warm water to dive in to. I’m clearly not the only one with these thoughts, island holidays are becoming increasingly popular amongst UK holiday makers with flights to the most popular island destinations from most UK airports. If this idea takes your fancy why not check out some of these great island retreats.

As the setting for a major Hollywood film it will be surprising to learn that Skopelos has managed to stay off the holiday maker’s radar. Mamma Mia showed off the islands secluded beaches, rocky outcrops and stunning sunsets over the sea to their best, showing viewers just why this little Greek island is a great choice for a romantic getaway.

If it is a sun filled holiday you are after then why not try Flatey in Iceland. In summer this island gives you 21 hours of sunshine a day making it the perfect place to relax and unwind. This tiny island paradise is located in Breiðafjörður Bay with meadows and brightly coloured picturesque houses as well as wonderful views of the magnificent Snæfellsjökull volcano.

If you are looking for a paradise island with more than a sun soaked beach why not try out Mabul in Malaysia. This island is a brilliant hotspot for those with a passion for scuba diving and snorkelling boasting stunning marine life to rival the Galapagos Islands in South America. The gorgeous turquoise waters surrounding Mabul are not just the only reason to visit this tranquil island, there are amazing markets on offer at this beautiful sun soaked location.

Travel insurance is an insurance cover that has been designed to cover the likes of financial, medical expenses and other losses, which are incurred when travelling. This could be either in the policyholder’s country or an international country.

Travel insurance is usually arranged at the time of booking the trip in question, however annual travel insurance cover can also be arranged.

Annual travel insurance tends to suit individuals or families that travel on a regular basis as appose to those that just make a one-off trip now and again.

Travel insurance can be tailored to the individual traveller. Insurance companies usually offer travel insurance or annual travel insurance to the likes of student travellers, business travellers, those that travel leisurely, those that use their holidays to take on an extreme sport, international travellers and those that travel regularly on a cruise liner.

The most common risks to be covered by travel insurance include the likes of cancellations, curtailments, delayed departures, loss, theft or damage to personal belongs, money and travel documents. Delayed baggage and emergency replacement of essential items, medical expenses, emergency evacuation, overseas funeral expenses, injuries, legal assistance, personal liability and rental car damage excess.

An annual travel insurance policy is one of the most cost effective policies to buy into if you are a regular traveller.

Annual travel insurance entitles the policyholder to full coverage for all of your trips regardless of how many times you travel.

Other discounts can be made if you are a couple or family as everyone can go onto the same policy.

Annual travel insurance usually comes in a variety of levels, when choosing such a cover, ensure it offers to correct insurance level to suit all of your needs.

Valentines day is a traditional day for proposals after all it is the day dedicated to love. But there is still the eternal question of how best to propose? You’ve taken your lovely other half away to a stunning location and you have to only seal the deal and get the ring on their finger.

There are a few well known locations to get down on one knee and pop the question, a restaurant, the beach even a theme park or at the pool side. These are all very public locations so if you are a feeling a bit nervous you may want to consider a park or woodland away from the mass crowds.

If you take the restaurant option it tends to give you more variety of ways to propose, you can either get down on one knee in the traditional way and ask either by first drawing everyone’s attention to your table or by letting your loved ones exclamation of delight draw the crowds. You can also hide the ring in a glass of champagne or in a piece of cake, this is a fun way of proposing though it can mean a sticky ring your other half may not want to put on their finger!

Even if you do not choose a public location you can still have a variety of options in the way to propose. Why not organise a romantic picnic in the woods, next to a roaring fire on the beach as the sun goes down or even with the help of characters in front of a princess castle in a theme park.

With so many ways and locations to propose how you do it very much depends upon you and your partners preferences and characters but in the end all that matters is getting that ‘yes’ when asking that eternal question, ‘will you marry me……..’